RANKINGS

Lowest P/B — Financials

Price-to-Book ratio compares market value to book value. Lower may signal value.

243 companies with P/B Ratio data.

Ranked by P/B Ratio(243)

#	Ticker	Name	Industry	Market Cap	P/B Ratio
1	BYFC	BROADWAY FINANCIAL CORPORATION Analysis WACC DCF	Banks	$70M	0.2
2	FBLA	FB Bancorp, Inc. /MD/ Analysis WACC DCF	Banks	$192M	0.6
3	FNWB	First Northwest Bancorp Analysis WACC DCF	Banks	$92M	0.6
4	FGBI	FIRST GUARANTY BANCSHARES, INC. Analysis WACC DCF	Banks	$154M	0.6
5	ASRV	AMERISERV FINANCIAL, Inc. Analysis WACC DCF	Banks	$65M	0.6
6	OPHC	OPTIMUMBANK HOLDINGS, INC. Analysis WACC DCF	Banks	$64M	0.6
7	FDSB	Fifth District Bancorp, Inc. Analysis WACC DCF	Banks	$78M	0.6
8	OCFC	OCEANFIRST FINANCIAL CORP. Analysis WACC DCF	Banks	$1.1B	0.6
9	EGBN	EAGLE BANCORP, INC. Analysis WACC DCF	Banks	$811M	0.7
10	KRNY	KEARNY FINANCIAL CORP. Analysis WACC DCF	Banks	$502M	0.7
11	SRBK	SR Bancorp, Inc. Analysis WACC DCF	Banks	$136M	0.7
12	RVSB	RIVERVIEW BANCORP INC Analysis WACC DCF	Banks	$115M	0.7
13	FLG	Flagstar Bank, National Association Analysis WACC DCF	Banks	$5.9B	0.7
14	HOPE	HOPE BANCORP INC Analysis WACC DCF	Banks	$1.6B	0.7
15	FFIC	FLUSHING FINANCIAL CORPORATION Analysis WACC DCF	Banks	$541M	0.7
16	KFFB	KENTUCKY FIRST FEDERAL BANCORP Analysis WACC DCF	Banks	$36M	0.8
17	NSTS	NSTS Bancorp, Inc. Analysis WACC DCF	Banks	$59M	0.8
18	BSBK	Bogota Financial Corp. Analysis WACC DCF	Banks	$107M	0.8
19	PDLB	Ponce Financial Group, Inc. Analysis WACC DCF	Banks	$403M	0.8
20	CLST	CATALYST BANCORP, INC. Analysis WACC DCF	Banks	$65M	0.8
21	BANC	BANC OF CALIFORNIA, INC. Analysis WACC DCF	Banks	$2.9B	0.8
22	WAFD	WAFD, INC. Analysis WACC DCF	Banks	$2.5B	0.8
23	NFBK	Northfield Bancorp, Inc. Analysis WACC DCF	Banks	$578M	0.8
24	SFNC	SIMMONS FIRST NATIONAL CORP Analysis WACC DCF	Banks	$3.0B	0.8
25	PROV	PROVIDENT FINANCIAL HOLDINGS, INC. Analysis WACC DCF	Banks	$109M	0.9
26	MBBC	MARATHON BANCORP, INC. Analysis WACC DCF	Banks	$39M	0.9
27	CPBI	Central Plains Bancshares, Inc. Analysis WACC DCF	Banks	$74M	0.9
28	BVFL	BV FINANCIAL, INC. Analysis WACC DCF	Banks	$176M	0.9
29	FUSB	First US Bancshares, Inc. Analysis WACC DCF	Banks	$90M	0.9
30	CFFN	Capitol Federal Financial, Inc. Analysis WACC DCF	Banks	$970M	0.9
31	PB	PROSPERITY BANCSHARES, INC. Analysis WACC DCF	Banks	$7.0B	0.9
32	FSEA	First Seacoast Bancorp, Inc. Analysis WACC DCF	Banks	$58M	0.9
33	ECBK	ECB BANCORP, INC. Analysis WACC DCF	Banks	$158M	0.9
34	ALLY	Ally Financial Inc. Analysis WACC DCF	Banks	$13.1B	0.9
35	TCBS	Texas Community Bancshares, Inc. Analysis WACC DCF	Banks	$49M	0.9
36	LCNB	LCNB CORP. Analysis WACC DCF	Banks	$241M	1.0
37	KB	KB Financial Group Inc. Analysis WACC DCF	Banks	$38.9B	1.0
38	MGYR	Magyar Bancorp, Inc. Analysis WACC DCF	Banks	$114M	1.0
39	TFC	TRUIST FINANCIAL CORP Analysis WACC DCF	Banks	$61.5B	1.0
40	BRBS	BLUE RIDGE BANKSHARES, INC. Analysis WACC DCF	Banks	$318M	1.0
41	VLY	Valley National Bancorp Analysis WACC DCF	Banks	$7.3B	1.0
42	WSBF	Waterstone Financial, Inc. Analysis WACC DCF	Banks	$337M	1.0
43	FNWD	Finward Bancorp Analysis WACC DCF	Banks	$152M	1.0
44	FNB	FNB CORP/PA/ Analysis WACC DCF	Banks	$6.3B	1.0
45	FSBW	FS Bancorp, Inc. Analysis WACC DCF	Banks	$303M	1.0
46	AGM	FEDERAL AGRICULTURAL MORTGAGE CORPORATION Analysis WACC DCF	Consumer Finance	$1.8B	1.0
47	SFBC	Sound Financial Bancorp, Inc. Analysis WACC DCF	Banks	$108M	1.0
48	ASB	ASSOCIATED BANC-CORP Analysis WACC DCF	Banks	$5.2B	1.0
49	C	Citigroup Inc Analysis WACC DCF	Banks	$222.2B	1.0
50	CFG	CITIZENS FINANCIAL GROUP INC/RI Analysis WACC DCF	Banks	$27.6B	1.0
51	FIBK	FIRST INTERSTATE BANCSYSTEM, INC. Analysis WACC DCF	Banks	$3.5B	1.0
52	HFBL	HOME FEDERAL BANCORP, INC. OF LOUISIANA Analysis WACC DCF	Banks	$58M	1.1
53	AFBI	Affinity Bancshares, Inc. Analysis WACC DCF	Banks	$136M	1.1
54	FCNCA	FIRST CITIZENS BANCSHARES INC /DE/ Analysis WACC DCF	Banks	$23.6B	1.1
55	AUBN	AUBURN NATIONAL BANCORPORATION, INC Analysis WACC DCF	Banks	$83M	1.1
56	CZFS	CITIZENS FINANCIAL SERVICES INC Analysis WACC DCF	Banks	$318M	1.1
57	SSB	SOUTHSTATE BANK CORP Analysis WACC DCF	Banks	$9.6B	1.1
58	ONB	Old National Bancorp /IN/ Analysis WACC DCF	Banks	$9.1B	1.1
59	DCOM	Dime Community Bancshares, Inc. Analysis WACC DCF	Banks	$1.6B	1.1
60	NECB	NORTHEAST COMMUNITY BANCORP, INC. Analysis WACC DCF	Banks	$346M	1.1
61	COF	CAPITAL ONE FINANCIAL CORP Analysis WACC DCF	Banks	$124.3B	1.1
62	PEBO	PEOPLES BANCORP INC. Analysis WACC DCF	Banks	$1.2B	1.1
63	CFFI	C & F FINANCIAL CORPORATION Analysis WACC DCF	Banks	$248M	1.1
64	FMAO	FARMERS & MERCHANTS BANCORP, INC. Analysis WACC DCF	Banks	$368M	1.1
65	FFBC	FIRST FINANCIAL BANCORP. Analysis WACC DCF	Banks	$3.1B	1.1
66	CZWI	CITIZENS COMMUNITY BANCORP, INC. Analysis WACC DCF	Banks	$199M	1.1
67	UCB	UNITED COMMUNITY BANKS, INC. Analysis WACC DCF	Banks	$4.0B	1.1
68	SBFG	SB FINANCIAL GROUP, INC Analysis WACC DCF	Banks	$142M	1.1
69	PFS	PROVIDENT FINANCIAL SERVICES, INC. Analysis WACC DCF	Banks	$2.9B	1.1
70	MTB	M&T BANK CORPORATION Analysis WACC DCF	Banks	$32.7B	1.1
71	FRME	FIRST MERCHANTS CORP Analysis WACC DCF	Banks	$2.6B	1.1
72	CFBK	CF BANKSHARES INC. Analysis WACC DCF	Banks	$190M	1.1
73	HAFC	HANMI FINANCIAL CORPORATION Analysis WACC DCF	Banks	$829M	1.1
74	PGC	PEAPACK-GLADSTONE FINANCIAL CORP Analysis WACC DCF	Banks	$697M	1.2
75	CNOB	ConnectOne Bancorp, Inc. Analysis WACC DCF	Banks	$1.4B	1.2
76	STBA	S&T BANCORP, INC Analysis WACC DCF	Banks	$1.6B	1.2
77	UVSP	UNIVEST FINANCIAL Corp Analysis WACC DCF	Banks	$1.0B	1.2
78	EFSC	ENTERPRISE FINANCIAL SERVICES CORP Analysis WACC DCF	Banks	$2.1B	1.2
79	STEL	Stellar Bancorp, Inc. Analysis WACC DCF	Banks	$1.9B	1.2
80	HTBK	Heritage Commerce Corp Analysis WACC DCF	Banks	$819M	1.2
81	FISI	Financial Institutions, Inc. Analysis WACC DCF	Banks	$676M	1.2
82	HBNC	HORIZON BANCORP, INC. Analysis WACC DCF	Banks	$909M	1.2
83	WNEB	Western New England Bancorp, Inc. Analysis WACC DCF	Banks	$281M	1.2
84	SHBI	SHORE BANCSHARES, INC. Analysis WACC DCF	Banks	$646M	1.2
85	LARK	LANDMARK BANCORP, INC. Analysis WACC DCF	Banks	$163M	1.2
86	PBFS	Pioneer Bancorp, Inc./MD Analysis WACC DCF	Banks	$356M	1.2
87	TRST	TRUSTCO BANK CORP NY Analysis WACC DCF	Banks	$817M	1.2
88	SBSI	SOUTHSIDE BANCSHARES, INC. Analysis WACC DCF	Banks	$983M	1.2
89	UBSI	UNITED BANKSHARES INC/WV Analysis WACC DCF	Banks	$6.1B	1.2
90	BANR	BANNER CORPORATION Analysis WACC DCF	Banks	$2.2B	1.2
91	NWBI	NORTHWEST BANCSHARES, INC. Analysis WACC DCF	Banks	$2.0B	1.2
92	SMFG	SUMITOMO MITSUI FINANCIAL GROUP, INC. Analysis WACC DCF	Banks	$135.3B	1.2
93	GSBC	GREAT SOUTHERN BANCORP, INC. Analysis WACC DCF	Banks	$740M	1.2
94	PFIS	PEOPLES FINANCIAL SERVICES CORP. Analysis WACC DCF	Banks	$580M	1.2
95	BKU	BankUnited, Inc. Analysis WACC DCF	Banks	$3.5B	1.2
96	FHB	FIRST HAWAIIAN, INC. Analysis WACC DCF	Banks	$3.3B	1.2
97	TSBK	TIMBERLAND BANCORP, INC. Analysis WACC DCF	Banks	$326M	1.2
98	WSBC	WESBANCO, INC. Analysis WACC DCF	Banks	$3.5B	1.2
99	TCBI	TEXAS CAPITAL BANCSHARES INC/TX Analysis WACC DCF	Banks	$4.6B	1.3
100	CATY	Cathay General Bancorp Analysis WACC DCF	Banks	$3.6B	1.3

How to turn this ranking into valuation work

Start with the company page

Validate business quality, margins, capital structure, and the current valuation context before relying on a single multiple.

Then validate WACC

A cheap multiple does not guarantee a sensible discount rate. Check cost of capital before finalizing DCF assumptions.

Finish with DCF

Use the matching DCF page to test intrinsic value so multiples, discount rates, and cash-flow assumptions stay connected.

P/B Ratio Rankings in Other Sectors

Agriculture

Communication Services

Construction

Consumer Discretionary

Data updated daily · Source: SEC EDGAR, Polygon.io