OceanFirst Financial Corp (OCFC) — Analysis Summary
OceanFirst Financial Corp (OCFC) has a market cap of $1.56B with year-over-year revenue growth of +7.8%. Net margin stands at 19.7%. The stock trades at a P/E ratio of 32.5.
Key Takeaways
- Revenue changed +7.8% year-over-year
- Net margin of 19.7%
- P/E ratio of 32.5
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, OCFC posted revenue growth of +7.8% and trades at a P/E of 32.5.
OceanFirst Financial Corp (OCFC)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Debt/EBITDA at 15.4x — highly leveraged, potential refinancing risk
Interest coverage at 0.0x — earnings do not cover interest payments
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
Sector
NATIONAL COMMERCIAL BANKS
Employees
954
Headquarters
TOMS RIVER, NJ
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.80
Dividend Yield
4.96%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.