United Community Banks, Inc. (UCB) — Analysis Summary
United Community Banks, Inc. (UCB) has a market cap of $4.05B with year-over-year revenue growth of +18.0%. Net margin stands at 30.9%. The stock trades at a P/E ratio of 10.7.
Key Takeaways
- Revenue changed +18.0% year-over-year
- Net margin of 30.9%
- P/E ratio of 10.7
Compared to other companies in the STATE COMMERCIAL BANKS sector, UCB posted revenue growth of +18.0% and trades at a P/E of 10.7.
United Community Banks, Inc. (UCB)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
Sector
STATE COMMERCIAL BANKS
Employees
3,141
Headquarters
GREENVILLE, SC
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.04
Dividend Yield
3.10%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.