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Provident Financial Services, Inc. (PFS) — Analysis Summary

Provident Financial Services, Inc. (PFS) has a market cap of $2.89B with year-over-year revenue growth of +26.6%. Net margin stands at 38.3%. The stock trades at a P/E ratio of 9.2.

Key Takeaways

  • Revenue changed +26.6% year-over-year
  • Net margin of 38.3%
  • P/E ratio of 9.2

Compared to other companies in the SAVINGS INSTITUTION, FEDERALLY CHARTERED sector, PFS posted revenue growth of +26.6% and trades at a P/E of 9.2.

[XNYS]

Provident Financial Services, Inc. (PFS)

$22.14

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$2887.56M
Enterprise Value
$2659.26M
P/E Ratio
9.2
Div Yield
4.34%
EV/EBITDA
4.7
Company Profile
About
About Provident Financial Services, Inc.

Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.

Sector

SAVINGS INSTITUTION, FEDERALLY CHARTERED

Employees

1,866

Headquarters

JERSEY CITY, NJ

Exchange

XNYS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
44
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$2906.99M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$228.29M

Cash Flow

Operating Cash Flow$370.48M
Free Cash Flow$350.36M
FCF Margin44.45%
P/FCF Ratio8.24
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$0.96

Dividend Yield

4.34%

Quarterly
Last Ex-Date: 2026-08-14

Dividend History

2026-08-14
CD$0.2400
2026-05-15
CD$0.2400
2026-02-13
CD$0.2400
2025-11-14
CD$0.2400
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.