Citigroup Inc. (C) — Analysis Summary
Citigroup Inc. (C) has a market cap of $238.05B with year-over-year revenue growth of +10.5%. Net margin stands at 23.9%. The stock trades at a P/E ratio of 16.6.
Key Takeaways
- Revenue changed +10.5% year-over-year
- Net margin of 23.9%
- P/E ratio of 16.6
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, C posted revenue growth of +10.5% and trades at a P/E of 16.6.
Citigroup Inc. (C)
UPDATED — ET · SOURCE POLYGON
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Debt/EBITDA at 19.7x — highly leveraged, potential refinancing risk
Interest coverage at 0.2x — earnings do not cover interest payments
The latest filing shows negative free cash flow.
Operating cash flow is negative while net income remains positive.
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
Sector
NATIONAL COMMERCIAL BANKS
Employees
226,000
Headquarters
NEW YORK, NY
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$2.40
Dividend Yield
1.72%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.