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Sound Financial Bancorp, Inc. (SFBC) — Analysis Summary

Sound Financial Bancorp, Inc. (SFBC) has a market cap of $109.19M with year-over-year revenue growth of +12.7%. Net margin stands at 20.5%. The stock trades at a P/E ratio of 13.6.

Key Takeaways

  • Revenue changed +12.7% year-over-year
  • Net margin of 20.5%
  • P/E ratio of 13.6

Compared to other companies in the SAVINGS INSTITUTION, FEDERALLY CHARTERED sector, SFBC posted revenue growth of +12.7% and trades at a P/E of 13.6.

[XNAS]

Sound Financial Bancorp, Inc. (SFBC)

$42.52

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$109.19M
Enterprise Value
$-10.88M
P/E Ratio
13.6
Div Yield
1.98%
EV/EBITDA
-0.3
Company Profile
About
About Sound Financial Bancorp, Inc.

Sound Financial Bancorp Inc operates as the holding company for Sound Community Bank that provides traditional banking and other financial services for individuals and businesses. It attracts retail and commercial deposits from the public and invests those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four-family residences including home equity loans and lines of credit, commercial and multifamily real estate, construction and land, consumer and commercial business loans. The bank also offers secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans, and recreational vehicle loans.

Sector

SAVINGS INSTITUTION, FEDERALLY CHARTERED

Employees

92

Headquarters

SEATTLE, WA

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
35
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$112.57M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$120.07M

Cash Flow

Operating Cash Flow$7.53M
Free Cash Flow$7.33M
FCF Margin20.24%
P/FCF Ratio14.89
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$0.84

Dividend Yield

1.98%

Quarterly
Last Ex-Date: 2026-08-07

Dividend History

2026-08-07
CD$0.2100
2026-05-11
CD$0.2100
2026-02-09
CD$0.2100
2025-11-07
CD$0.1900
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.