Civista Bancshares, Inc. (CIVB) — Analysis Summary
Civista Bancshares, Inc. (CIVB) has a market cap of $555.41M with year-over-year revenue growth of +18.7%. Net margin stands at 33.3%. The stock trades at a P/E ratio of 10.2.
Key Takeaways
- Revenue changed +18.7% year-over-year
- Net margin of 33.3%
- P/E ratio of 10.2
Compared to other companies in the STATE COMMERCIAL BANKS sector, CIVB posted revenue growth of +18.7% and trades at a P/E of 10.2.
Civista Bancshares, Inc. (CIVB)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
Sector
STATE COMMERCIAL BANKS
Employees
549
Headquarters
SANDUSKY, OH
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.72
Dividend Yield
2.70%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.