Magyar Bancorp, Inc. (MGYR) — Analysis Summary
Magyar Bancorp, Inc. (MGYR) has a market cap of $121.04M with year-over-year revenue growth of +14.0%. Net margin stands at 30.6%. The stock trades at a P/E ratio of 10.3.
Key Takeaways
- Revenue changed +14.0% year-over-year
- Net margin of 30.6%
- P/E ratio of 10.3
Compared to other companies in the SAVINGS INSTITUTION, FEDERALLY CHARTERED sector, MGYR posted revenue growth of +14.0% and trades at a P/E of 10.3.
Magyar Bancorp, Inc. (MGYR)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
Sector
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Employees
98
Headquarters
NEW BRUNSWICK, NJ
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.40
Dividend Yield
2.13%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.