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United Bankshares Inc (UBSI) — Analysis Summary

United Bankshares Inc (UBSI) has a market cap of $6.47B with year-over-year revenue growth of +21.0%. Net margin stands at 42.2%. The stock trades at a P/E ratio of 12.6.

Key Takeaways

  • Revenue changed +21.0% year-over-year
  • Net margin of 42.2%
  • P/E ratio of 12.6

Compared to other companies in the STATE COMMERCIAL BANKS sector, UBSI posted revenue growth of +21.0% and trades at a P/E of 12.6.

[XNAS]

United Bankshares Inc (UBSI)

$47.60

UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$6466.87M
Enterprise Value
$6356.15M
P/E Ratio
12.6
Div Yield
3.19%
EV/EBITDA
N/A
Company Profile
About
About United Bankshares Inc

United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.

Sector

STATE COMMERCIAL BANKS

Employees

2,694

Headquarters

CHARLESTON, WV

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
41
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$5510.54M
Total Debt$167.00M
Debt-to-Equity0.03
Cash & Equivalents$277.72M

Cash Flow

Operating Cash Flow$555.58M
Free Cash Flow$533.93M
FCF Margin47.03%
P/FCF Ratio12.11
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.52

Dividend Yield

3.19%

Quarterly
Last Ex-Date: 2026-09-11

Dividend History

2026-09-11
CD$0.3800
2026-06-12
CD$0.3800
2026-03-13
CD$0.3800
2025-12-12
CD$0.3800
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.