FIRST GUARANTY BANCSHARES INC (FGBI) — Analysis Summary
FIRST GUARANTY BANCSHARES INC (FGBI) has a market cap of $138.43M with year-over-year revenue growth of -1.7%. Net margin stands at -64.4%. The stock trades at a P/E ratio of -3.8.
Key Takeaways
- Revenue changed -1.7% year-over-year
- Net margin of -64.4%
- P/E ratio of -3.8
Compared to other companies in the SAVINGS INSTITUTION, FEDERALLY CHARTERED sector, FGBI posted revenue growth of -1.7% and trades at a P/E of -3.8.
FIRST GUARANTY BANCSHARES INC (FGBI)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Net margin at -42.6% — significant losses
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana through several banking facilities. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and, to a lesser extent, consumer and multifamily loans. The company is engaged in a single line of business as a financial institution, which provides a full range of banking, financial, and trust services to state, county, and local government entities, individuals, and small and commercial businesses.
Sector
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Employees
333
Headquarters
HAMMOND, LA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.04
Dividend Yield
0.48%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.