C&F Financial Corp (CFFI) — Analysis Summary
C&F Financial Corp (CFFI) has a market cap of $250.85M with year-over-year revenue growth of +9.7%. Net margin stands at 25.3%. The stock trades at a P/E ratio of 8.9.
Key Takeaways
- Revenue changed +9.7% year-over-year
- Net margin of 25.3%
- P/E ratio of 8.9
Compared to other companies in the STATE COMMERCIAL BANKS sector, CFFI posted revenue growth of +9.7% and trades at a P/E of 8.9.
C&F Financial Corp (CFFI)
UPDATED — ET · SOURCE POLYGON
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Gross margin at 95.6% — verify: very few businesses sustain >90% gross margin outside pure software/IP
C&F Financial Corp is an American bank holding company. The company through its subsidiaries offers banking and related financial services to both individuals and businesses. It operates in three business activities: Community Banking, Mortgage Banking, and Consumer Finance. It mainly provides a range of lending activities, which include residential mortgage loans, commercial real estate loans, non-prime automobile lending, land acquisition, and development loans, and consumer loans. The company generates maximum of its revenue from the Community Banking segment.
Sector
STATE COMMERCIAL BANKS
Employees
575
Headquarters
TOANO, VA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.92
Dividend Yield
2.49%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.