Ponce Financial Group, Inc. Common Stock (PDLB) — Analysis Summary
Ponce Financial Group, Inc. Common Stock (PDLB) has a market cap of $487.39M with year-over-year revenue growth of +30.5%. Net margin stands at 28.8%. The stock trades at a P/E ratio of 14.4.
Key Takeaways
- Revenue changed +30.5% year-over-year
- Net margin of 28.8%
- P/E ratio of 14.4
Compared to other companies in the SAVINGS INSTITUTION, FEDERALLY CHARTERED sector, PDLB posted revenue growth of +30.5% and trades at a P/E of 14.4.
Ponce Financial Group, Inc. Common Stock (PDLB)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Debt/EBITDA at 4.6x — elevated leverage
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
Sector
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Employees
216
Headquarters
BRONX, NY
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.