Affinity Bancshares, Inc. Common Stock (MD) (AFBI) — Analysis Summary
Affinity Bancshares, Inc. Common Stock (MD) (AFBI) has a market cap of $138.23M with year-over-year revenue growth of +6.8%. Net margin stands at 26.8%. The stock trades at a P/E ratio of 15.7.
Key Takeaways
- Revenue changed +6.8% year-over-year
- Net margin of 26.8%
- P/E ratio of 15.7
Compared to other companies in the SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED sector, AFBI posted revenue growth of +6.8% and trades at a P/E of 15.7.
Affinity Bancshares, Inc. Common Stock (MD) (AFBI)
UPDATED — ET · SOURCE POLYGON
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
Sector
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Employees
82
Headquarters
COVINGTON, GA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
N/A
Dividend Yield
N/A
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.