INDUSTRY

Consumer Finance Industry Overview

Financials sector

Companies

Total Market Cap

$92.7B

Median P/E

3.1

P25: 1.1 / P75: 9.2

Median P/B

0.7

P25: 0.2 / P75: 2.5

Median EV/EBITDA

0.9

P25: 0.7 / P75: 17.9

Median ROE

-9.6%

P25: -131.0% / P75: 11.2%

Top Companies by Market Cap(43)

Ticker	Name	Market Cap	P/E Ratio	P/B	EV/EBITDA	ROE
NU	Nu Holdings Ltd. FY · 2024-12-31	$69.1B	35.0	9.0	-	25.8%
KLAR	Klarna Group plc FY · 2025-12-31	$5.4B	-	2.0	-	-10.2%
BLSH	Bullish FY · 2025-12-31	$5.0B	-	1.5	-	-23.8%
SII	Sprott Inc. FY · 2025-12-31	$3.4B	50.8	9.3	-	18.3%
BTDR	BITDEER TECHNOLOGIES GROUP FY · 2024-12-31	$2.8B	-	10.1	-	-216.6%
LU	Lufax Holding Ltd FY · 2024-12-31	$1.1B	-	0.1	-	-4.4%
QFIN	Qfin Holdings, Inc. FY · 2025-12-31	$1.1B	1.3	0.3	0.7	24.2%
FINV	FinVolution Group FY · 2025-12-31	$803M	2.3	0.3	0.5	14.7%
HKD	AMTD Digital Inc. FY · 2025-10-31	$534M	5.5	0.9	70.6	16.1%
HTT	High Templar Tech Ltd FY · 2025-12-31	$408M	4.1	0.2	-	5.9%
LPRO	OPEN LENDING CORPORATION TTM · 2026-03-31	$372M	-	4.9	42.0	-7.1%
CAN	Canaan Inc. FY · 2025-12-31	$283M	-	-	-	-
TROO	TROOPS, Inc. FY · 2025-12-31	$263M	-	5.4	-	-56.9%
DEFT	DEFI TECHNOLOGIES INC. FY · 2025-12-31	$240M	3.9	1.6	-	41.7%
FUFU	BitFuFu Inc. FY · 2025-12-31	$223M	-	1.5	29.5	-20.9%
BGIN	BGIN BLOCKCHAIN LIMITED FY · 2025-12-31	$223M	-	4.1	-	-323.2%
XYF	X Financial FY · 2025-12-31	$213M	1.0	0.2	0.6	18.2%
LX	LexinFintech Holdings Ltd. FY · 2025-12-31	$194M	0.8	0.1	-	13.7%
JFIN	Jiayin Group Inc. FY · 2025-12-31	$110M	0.5	0.2	0.7	33.8%
AMBR	Amber International Holding Limited FY · 2024-12-31	$99M	-	6.9	-	-202.4%
YRD	Yiren Digital Ltd. FY · 2025-12-31	$92M	12.1	0.1	-	0.6%
CANG	Cango Inc. FY · 2025-12-31	$91M	-	-	-	-
UPXI	UPEXI, INC. TTM · 2026-03-31	$79M	-	-	-	-
AMTD	AMTD IDEA GROUP FY · 2025-12-31	$70M	1.0	0.0	6.4	3.5%
NCTY	The9 LTD FY · 2025-12-31	$67M	-	1.9	-	-164.6%
AURE	Prestige Wealth Inc. FY · 2024-09-30	$60M	-	19.6	-	-226.2%
STKE	SOL Strategies Inc. FY · 2025-09-30	$49M	-	-	-	-
MGLD	THE MARYGOLD COMPANIES, INC. TTM · 2026-03-31	$47M	-	2.0	-	-9.6%
SAIH	SAIHEAT Limited FY · 2025-12-31	$44M	-	5.9	-	-87.2%
ARBK	ARGO BLOCKCHAIN PLC FY · 2024-12-31	$42M	-	-	-	-
CNF	CNFinance Holdings Limited FY · 2025-12-31	$37M	-	0.1	0.8	-12.8%
JFU	9F Inc. FY · 2025-12-31	$34M	1.5	0.1	-	4.4%
BTCT	BTC Digital Ltd. FY · 2025-12-31	$33M	-	-	-	-
ATCH	AtlasClear Holdings, Inc. TTM · 2026-03-31	$28M	10.4	1.3	3.1	12.3%
ORIO	MOGO INC. FY · 2024-12-31	$26M	-	0.5	-	-17.7%
SLAI	SOLAI Limited FY · 2025-12-31	$17M	-	-	-	-
MEGL	Magic Empire Global Limited FY · 2025-12-31	$6M	-	0.4	-	-6.8%
NCPL	NETCAPITAL INC. FY · 2025-04-30	$5M	-	0.3	-	-131.0%
SNTG	Sentage Holdings Inc. FY · 2025-12-31	$5M	-	0.6	-	-28.9%
ABTS	ABITS GROUP INC FY · 2025-12-31	$4M	-	0.6	0.9	-36.9%
BTOG	Bit Origin Ltd FY · 2025-06-30	$3M	-	0.8	-	-138.1%
DXF	EASON TECHNOLOGY LIMITED FY · 2024-12-31	$2M	-	0.4	-	-1816.5%
MI	NFT Limited FY · 2025-12-31	$568,577.34	-	0.0	-	-1.4%

Related Industries

Banks

Capital Markets

Diversified Financials

Finance Services

Insurance

Data updated daily · Source: SEC EDGAR, Polygon.io