INDUSTRY

Consumer Finance Industry Overview

Financials sector

Companies

206

Total Market Cap

$755.5B

Median P/E

8.4

P25: 5.1 / P75: 20.8

Median P/B

1.2

P25: 0.6 / P75: 2.9

Median EV/EBITDA

8.2

P25: 3.2 / P75: 12.7

Median ROE

-7.6%

P25: -85.9% / P75: 11.2%

Top Companies by Market Cap(157)

Ticker	Name	Market Cap	P/E Ratio	P/B	EV/EBITDA	ROE
AXP	AMERICAN EXPRESS COMPANY TTM · 2026-06-30	$210.4B	18.4	6.1	10.7	33.4%
NU	Nu Holdings Ltd. FY · 2024-12-31	$77.3B	39.2	10.1	-	25.8%
MSTR	STRATEGY INC TTM · 2026-06-30	$60.9B	-	1.3	-	-67.1%
COIN	Coinbase Global, Inc. TTM · 2026-06-30	$47.6B	-	3.6	52.1	-7.6%
IX	ORIX CORPORATION FY · 2026-03-31	$39.7B	13.4	1.4	12.7	10.3%
RKT	Rocket Companies, Inc. TTM · 2026-06-30	$30.8B	65.3	1.3	21.9	2.0%
AFRM	Affirm Holdings, Inc. FY · 2026-06-30	$26.5B	13.7	4.8	48.2	35.2%
SYF	SYNCHRONY FINANCIAL TTM · 2026-06-30	$24.0B	6.8	1.4	2.7	20.8%
CRCL	CIRCLE INTERNET GROUP, INC. TTM · 2026-06-30	$21.3B	47.2	6.1	-	12.9%
SOFI	SoFi Technologies, Inc. TTM · 2026-06-30	$19.7B	30.9	1.8	8.7	5.7%
BMNR	BITMINE IMMERSION TECHNOLOGIES, INC. FY · 2025-08-31	$14.4B	41.2	1.2	-	3.0%
IREN	IREN Limited FY · 2026-06-30	$13.7B	-	3.3	-	-16.8%
CHYM	Chime Financial, Inc. TTM · 2026-06-30	$11.5B	-	8.2	-	-1.3%
HUT	Hut 8 Corp. TTM · 2026-06-30	$10.5B	-	6.0	-	-34.2%
WULF	TERAWULF INC. FY · 2025-12-31	$6.7B	-	45.2	-	-448.3%
OMF	ONEMAIN HOLDINGS, INC. TTM · 2026-03-31	$6.4B	8.1	1.9	10.8	23.6%
FIGR	FIGURE TECHNOLOGY SOLUTIONS, INC. FY · 2025-12-31	$6.4B	47.7	5.2	-	10.8%
RIOT	RIOT PLATFORMS, INC. TTM · 2026-06-30	$6.2B	-	2.8	-	-60.4%
CACC	CREDIT ACCEPTANCE CORP TTM · 2026-06-30	$5.7B	11.3	3.6	6.2	31.6%
CIFR	Cipher Digital Inc. TTM · 2026-06-30	$5.4B	-	9.2	-	-190.4%
KLAR	Klarna Group plc FY · 2025-12-31	$5.3B	-	2.0	-	-10.2%
CORZ	Core Scientific, Inc./tx TTM · 2026-06-30	$4.8B	-	-	-	-
BLSH	Bullish FY · 2025-12-31	$4.8B	-	1.5	-	-23.8%
DAVE	Dave Inc./DE TTM · 2026-06-30	$4.6B	20.7	22.2	16.8	107.1%
NNI	NELNET, INC. TTM · 2026-06-30	$4.5B	14.9	1.2	12.3	8.3%
ENVA	Enova International, Inc. TTM · 2026-06-30	$4.4B	12.4	2.9	10.7	23.7%
SLM	SLM Corp TTM · 2026-06-30	$4.3B	5.9	1.7	2.6	29.7%
BFH	BREAD FINANCIAL HOLDINGS, INC. TTM · 2026-06-30	$3.9B	6.9	1.2	7.0	16.9%
GPGI	GPGI, Inc. FY · 2025-12-31	$3.7B	-	1.2	-	-4.3%
MARA	MARA HOLDINGS, INC. TTM · 2026-06-30	$3.6B	-	2.1	-	-196.7%
IOND	Ionic Digital Inc.	$3.4B	-	-	-	-
PFSI	PennyMac Financial Services, Inc. TTM · 2026-06-30	$3.1B	7.8	0.7	6.0	9.0%
SII	Sprott Inc. FY · 2025-12-31	$3.0B	43.8	8.0	-	18.3%
ASST	STRIVE, INC. FY · 2025-12-31	$2.8B	-	2.1	-	-29.2%
CLSK	CleanSpark, Inc. FY · 2025-09-30	$2.6B	7.3	3.5	6.3	47.9%
BTDR	BITDEER TECHNOLOGIES GROUP FY · 2024-12-31	$2.5B	-	9.1	-	-216.6%
UPST	Upstart Holdings, Inc. TTM · 2026-06-30	$2.3B	38.3	2.9	-	7.6%
AGM	FEDERAL AGRICULTURAL MORTGAGE CORPORATION FY · 2025-12-31	$2.2B	10.6	1.2	-	11.2%
XXI	TWENTY ONE CAPITAL, INC. FY · 2025-12-31	$2.2B	-	0.6	-	-6.3%
ECPG	ENCORE CAPITAL GROUP, INC. TTM · 2026-06-30	$2.1B	7.1	2.0	8.2	28.0%
PURR	Hyperliquid Strategies Inc FY · 2026-06-30	$2.1B	6.7	1.1	-	16.3%
SECZ	SECURITIZE CORP.	$1.9B	-	-	-	-
SBET	SHARPLINK, INC. FY · 2025-12-31	$1.8B	-	1.3	-	-52.1%
KEEL	Keel Infrastructure Corp. FY · 2025-12-31	$1.8B	-	3.3	-	-50.8%
WLTH	Wealthfront Corporation FY · 2026-01-31	$1.7B	-	2.7	-	-6.8%
PGY	Pagaya Technologies Ltd. TTM · 2026-06-30	$1.5B	11.5	2.1	-	18.7%
ATLC	Atlanticus Holdings Corp TTM · 2026-06-30	$1.4B	9.3	2.1	9.7	22.1%
PWP	PERELLA WEINBERG PARTNERS TTM · 2026-06-30	$1.2B	56.1	4.7	-	8.4%
JCAP	Jefferson Capital, Inc. / DE TTM · 2026-06-30	$1.2B	7.5	2.5	8.4	32.6%
WD	Walker & Dunlop, Inc. TTM · 2026-06-30	$1.1B	28.9	0.6	4.9	2.2%

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Data updated daily · Source: SEC EDGAR, Polygon.io