OneMain Holdings, Inc. (OMF) — Analysis Summary
OneMain Holdings, Inc. (OMF) has a market cap of $7.35B with year-over-year revenue growth of +9.8%. Net margin stands at 18.7%. The stock trades at a P/E ratio of 9.2.
Key Takeaways
- Revenue changed +9.8% year-over-year
- Net margin of 18.7%
- P/E ratio of 9.2
Compared to other companies in the PERSONAL CREDIT INSTITUTIONS sector, OMF posted revenue growth of +9.8% and trades at a P/E of 9.2.
OneMain Holdings, Inc. (OMF)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Debt/EBITDA at 8.6x — highly leveraged, potential refinancing risk
Interest coverage at 0.0x — earnings do not cover interest payments
D/E at 6.6x — extreme leverage
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
Sector
PERSONAL CREDIT INSTITUTIONS
Employees
9,300
Headquarters
EVANSVILLE, IN
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$4.20
Dividend Yield
6.68%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.