Credit Acceptance Corp (CACC) — Analysis Summary
Credit Acceptance Corp (CACC) has a market cap of $6.23B with year-over-year revenue growth of +7.2%. Net margin stands at 18.3%. The stock trades at a P/E ratio of 12.4.
Key Takeaways
- Revenue changed +7.2% year-over-year
- Net margin of 18.3%
- P/E ratio of 12.4
Compared to other companies in the PERSONAL CREDIT INSTITUTIONS sector, CACC posted revenue growth of +7.2% and trades at a P/E of 12.4.
Credit Acceptance Corp (CACC)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Sector
PERSONAL CREDIT INSTITUTIONS
Employees
2,314
Headquarters
SOUTHFIELD, MI
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.