Q: Does Upstart Holdings, Inc. Common stock have a moat?

Upstart Holdings, Inc. Common stock (UPST) does not currently exhibit a measurable economic moat based on quantitative analysis of ROIC consistency, margin stability, revenue predictability, reinvestment efficiency, and financial durability. Competitive advantages based on these metrics are limited.

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Question 6

Does Upstart Holdings, Inc. Common stock have a moat?

Accepted Answer

Upstart Holdings, Inc. Common stock (UPST) — Analysis Summary

Upstart Holdings, Inc. Common stock (UPST) has a market cap of $2.80B with year-over-year revenue growth of +64.0%. Net margin stands at 5.1%. The stock trades at a P/E ratio of 52.3.

Key Takeaways

Revenue changed +64.0% year-over-year
Net margin of 5.1%
P/E ratio of 52.3

Compared to other companies in the FINANCE SERVICES sector, UPST posted revenue growth of +64.0% and trades at a P/E of 52.3.