PennyMac Financial Services, Inc. Common Stock (PFSI) — Analysis Summary
PennyMac Financial Services, Inc. Common Stock (PFSI) has a market cap of $3.82B with year-over-year revenue growth of -25.2%. Net margin stands at 2491.9%. The stock trades at a P/E ratio of 9.7.
Key Takeaways
- Revenue changed -25.2% year-over-year
- Net margin of 2491.9%
- P/E ratio of 9.7
Compared to other companies in the MORTGAGE BANKERS & LOAN CORRESPONDENTS sector, PFSI posted revenue growth of -25.2% and trades at a P/E of 9.7.
PennyMac Financial Services, Inc. Common Stock (PFSI)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Debt/EBITDA at 4.1x — elevated leverage
The latest filing shows negative free cash flow.
Operating cash flow is negative while net income remains positive.
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
Sector
MORTGAGE BANKERS & LOAN CORRESPONDENTS
Employees
4,900
Headquarters
WESTLAKE VILLAGE, CA
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.20
Dividend Yield
1.64%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.