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VALUATION

OPHC WACC: 5.18% for OptimumBank Holdings, Inc.

Current inputs imply a 7.70% cost of equity and a 2.00% pre-tax cost of debt. Use this discount rate as a starting point for DCF validation.

[01]Current Market Data
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[02]
WACC Calculation Process
1
Market Data Loaded
2
Company Data Fetched
3
Beta Calculated (5Y)
4
Inputs Auto-Populated
5
WACC Calculated
[03]
Step 2: Enter Ticker Symbol
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Step 4: Review Auto-Populated WACC Inputs

Values are automatically populated from real data. You can adjust them manually if needed.

4.30%
1.000
4.23%
5.00%
21.00%
70.00%
Debt: 30.00%Equity: 70.00%

Please enter a valid company ticker to calculate WACC

OptimumBank Holdings, Inc. Common Stock (OPHC) WACC Results
Weighted Average Cost of Capital
5.18%
Cost of Equity
7.70%
Risk-Free Rate5.22%
Beta0.38
Market Risk Premium4.23%
Cost of Debt
1.58%
Pre-Tax Cost of Debt2.00%
Tax Rate21.00%
Tax Shield0.42%
Capital Structure
Equity: 58.76%($109.00M)
Debt: 41.24%($76.50M)
Equity Component
4.53%
58.76% × 7.70%
Debt Component
0.65%
41.24% × 1.58%

OptimumBank Holdings, Inc. (OPHC) WACC in context

OptimumBank Holdings, Inc. (OPHC) currently screens with an estimated WACC of 5.18%. That blends a 7.70% cost of equity, a 2.00% pre-tax cost of debt, and a 58.76% equity weight into the discount rate you would typically use in a DCF model.

screens as a relatively low discount rate, which usually supports higher DCF values.

What OPHC WACC implies

A 5.18% discount rate screens as a relatively low discount rate, which usually supports higher DCF values.

How this page calculates OPHC

This page combines CAPM-based cost of equity with SEC-derived debt and capital structure inputs. The current beta is 0.38 and equity accounts for 58.76% of capital.

What to do next

Validate business quality on the company page, then carry the same discount-rate assumptions into the DCF page to test fair value sensitivity.

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.