OptimumBank Holdings, Inc. (OPHC) — Analysis Summary
OptimumBank Holdings, Inc. (OPHC) has a market cap of $109.00M with year-over-year revenue growth of +22.8%. Net margin stands at 39.1%. The stock trades at a P/E ratio of 5.3.
Key Takeaways
- Revenue changed +22.8% year-over-year
- Net margin of 39.1%
- P/E ratio of 5.3
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, OPHC posted revenue growth of +22.8% and trades at a P/E of 5.3.
OptimumBank Holdings, Inc. (OPHC)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
Sector
NATIONAL COMMERCIAL BANKS
Employees
98
Headquarters
FORT LAUDERDALE, FL
Exchange
XASE
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.