Skip to content
DeepViews
VALUATION

FISI WACC: 16.12% for Financial Institutions Inc

Current inputs imply a 8.77% cost of equity and a 47.70% pre-tax cost of debt. Use this discount rate as a starting point for DCF validation.

[01]Current Market Data
Loading market data...
[02]
WACC Calculation Process
1
Market Data Loaded
2
Company Data Fetched
3
Beta Calculated (5Y)
4
Inputs Auto-Populated
5
WACC Calculated
[03]
Step 2: Enter Ticker Symbol
Quick search:
Step 4: Review Auto-Populated WACC Inputs

Values are automatically populated from real data. You can adjust them manually if needed.

4.30%
1.000
4.23%
5.00%
21.00%
70.00%
Debt: 30.00%Equity: 70.00%

Please enter a valid company ticker to calculate WACC

Financial Institutions Inc Common Stock (FISI) WACC Results
Weighted Average Cost of Capital
16.12%
Cost of Equity
8.77%
Risk-Free Rate5.22%
Beta0.76
Market Risk Premium4.23%
Cost of Debt
37.68%
Pre-Tax Cost of Debt47.70%
Tax Rate21.00%
Tax Shield10.02%
Capital Structure
Equity: 74.58%($764.80M)
Debt: 25.42%($260.69M)
Equity Component
6.54%
74.58% × 8.77%
Debt Component
9.58%
25.42% × 37.68%

Financial Institutions Inc (FISI) WACC in context

Financial Institutions Inc (FISI) currently screens with an estimated WACC of 16.12%. That blends a 8.77% cost of equity, a 47.70% pre-tax cost of debt, and a 74.58% equity weight into the discount rate you would typically use in a DCF model.

screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

What FISI WACC implies

A 16.12% discount rate screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

How this page calculates FISI

This page combines CAPM-based cost of equity with SEC-derived debt and capital structure inputs. The current beta is 0.76 and equity accounts for 74.58% of capital.

What to do next

Validate business quality on the company page, then carry the same discount-rate assumptions into the DCF page to test fair value sensitivity.

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.

FISI WACC — Financial Institutions Inc Free WACC Calculator — Weighted Average Cost of Capital | DeepViews