Financial Institutions Inc (FISI) — Analysis Summary
Financial Institutions Inc (FISI) has a market cap of $763.44M with year-over-year revenue growth of +22.2%. Net margin stands at 37.4%. The stock trades at a P/E ratio of 9.7.
Key Takeaways
- Revenue changed +22.2% year-over-year
- Net margin of 37.4%
- P/E ratio of 9.7
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, FISI posted revenue growth of +22.2% and trades at a P/E of 9.7.
Financial Institutions Inc (FISI)
UPDATED — ET · SOURCE POLYGON
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Financial Institutions Inc operates through its subsidiaries, providing full range of banking services to consumer, commercial and municipal customers in Western and Central New York, and commercial loans in the Mid-Atlantic region, through a loan production office in Ellicott City, Maryland. It offers a broad range of loans including commercial business and revolving lines of credit, commercial mortgages, equipment loans, residential mortgage loans and home equity loans and lines of credit, automobile loans and personal loans. It operates in single segment of Banking.
Sector
NATIONAL COMMERCIAL BANKS
Employees
631
Headquarters
WARSAW, NY
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.28
Dividend Yield
3.30%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.