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VALUATION

FBP WACC: 13.47% for First BanCorp.

Current inputs imply a 9.39% cost of equity and a 122.34% pre-tax cost of debt. Use this discount rate as a starting point for DCF validation.

[01]Current Market Data
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[02]
WACC Calculation Process
1
Market Data Loaded
2
Company Data Fetched
3
Beta Calculated (5Y)
4
Inputs Auto-Populated
5
WACC Calculated
[03]
Step 2: Enter Ticker Symbol
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Step 4: Review Auto-Populated WACC Inputs

Values are automatically populated from real data. You can adjust them manually if needed.

4.30%
1.000
4.23%
5.00%
21.00%
70.00%
Debt: 30.00%Equity: 70.00%

Please enter a valid company ticker to calculate WACC

First BanCorp. Common Stock (FBP) WACC Results
Weighted Average Cost of Capital
13.47%
Cost of Equity
9.39%
Risk-Free Rate5.22%
Beta0.98
Market Risk Premium4.23%
Cost of Debt
96.65%
Pre-Tax Cost of Debt122.34%
Tax Rate21.00%
Tax Shield25.69%
Capital Structure
Equity: 95.33%($4083.88M)
Debt: 4.67%($200.00M)
Equity Component
8.96%
95.33% × 9.39%
Debt Component
4.51%
4.67% × 96.65%

First BanCorp. (FBP) WACC in context

First BanCorp. (FBP) currently screens with an estimated WACC of 13.47%. That blends a 9.39% cost of equity, a 122.34% pre-tax cost of debt, and a 95.33% equity weight into the discount rate you would typically use in a DCF model.

screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

What FBP WACC implies

A 13.47% discount rate screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

How this page calculates FBP

This page combines CAPM-based cost of equity with SEC-derived debt and capital structure inputs. The current beta is 0.98 and equity accounts for 95.33% of capital.

What to do next

Validate business quality on the company page, then carry the same discount-rate assumptions into the DCF page to test fair value sensitivity.

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.