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First BanCorp. (FBP) — Analysis Summary

First BanCorp. (FBP) has a market cap of $4.08B with year-over-year revenue growth of +2.4%. Net margin stands at 27.5%. The stock trades at a P/E ratio of 11.0.

Key Takeaways

  • Revenue changed +2.4% year-over-year
  • Net margin of 27.5%
  • P/E ratio of 11.0

Compared to other companies in the STATE COMMERCIAL BANKS sector, FBP posted revenue growth of +2.4% and trades at a P/E of 11.0.

[XNYS]

First BanCorp. (FBP)

$26.75

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$4083.88M
Enterprise Value
$3724.25M
P/E Ratio
11.0
Div Yield
2.99%
EV/EBITDA
N/A
Company Profile
About
About First BanCorp.

First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.

Sector

STATE COMMERCIAL BANKS

Employees

3,218

Headquarters

SAN JUAN, PR

Exchange

XNYS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
41
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$1976.83M
Total Debt$200.00M
Debt-to-Equity0.10
Cash & Equivalents$559.63M

Cash Flow

Operating Cash Flow$458.19M
Free Cash Flow$441.05M
FCF Margin34.54%
P/FCF Ratio9.26
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$0.80

Dividend Yield

2.99%

Quarterly
Last Ex-Date: 2026-08-27

Dividend History

2026-08-27
CD$0.2000
2026-05-28
CD$0.2000
2026-02-26
CD$0.2000
2025-11-28
CD$0.1800
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.