Prudential Financial, Inc. (PRU) — Analysis Summary
Prudential Financial, Inc. (PRU) has a market cap of $41.53B with year-over-year revenue growth of -13.7%. Net margin stands at 5.9%. The stock trades at a P/E ratio of 10.6.
Key Takeaways
- Revenue changed -13.7% year-over-year
- Net margin of 5.9%
- P/E ratio of 10.6
Compared to other companies in the LIFE INSURANCE sector, PRU posted revenue growth of -13.7% and trades at a P/E of 10.6.
Prudential Financial, Inc. (PRU)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsWatch List
Some caution signals are active and should be weighed alongside the valuation work.
Debt/EBITDA at 4.1x — elevated leverage
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
Sector
LIFE INSURANCE
Employees
36,824
Headquarters
NEWARK, NJ
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$5.60
Dividend Yield
4.67%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.