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Peoples Financial Services Corp. (PFIS) — Analysis Summary

Peoples Financial Services Corp. (PFIS) has a market cap of $682.91M with year-over-year revenue growth of +43.1%. Net margin stands at 35.7%. The stock trades at a P/E ratio of 12.0.

Key Takeaways

  • Revenue changed +43.1% year-over-year
  • Net margin of 35.7%
  • P/E ratio of 12.0

Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, PFIS posted revenue growth of +43.1% and trades at a P/E of 12.0.

[XNAS]

Peoples Financial Services Corp. (PFIS)

$68.22

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$682.91M
Enterprise Value
$693.31M
P/E Ratio
12.0
Div Yield
3.66%
EV/EBITDA
4.2
Company Profile
About
About Peoples Financial Services Corp.

Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, equipment finance, working capital lines of credit, and construction loans, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.

Sector

NATIONAL COMMERCIAL BANKS

Employees

583

Headquarters

MOOSIC, PA

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
50
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

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Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$536.18M
Total Debt$85.33M
Debt-to-Equity0.16
Cash & Equivalents$74.93M

Cash Flow

Operating Cash Flow$53.47M
Free Cash Flow$44.91M
FCF Margin26.01%
P/FCF Ratio15.21
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$2.50

Dividend Yield

3.66%

Quarterly
Last Ex-Date: 2026-08-31

Dividend History

2026-08-31
CD$0.6250
2026-05-29
CD$0.6250
2026-02-27
CD$0.6250
2025-11-28
CD$0.6175
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.