nCino, Inc. Common Stock (NCNO) — Analysis Summary
nCino, Inc. Common Stock (NCNO) has a market cap of $2.35B with year-over-year revenue growth of +10.0%. Net margin stands at 0.9%. The stock trades at a P/E ratio of 69.8.
Key Takeaways
- Revenue changed +10.0% year-over-year
- Net margin of 0.9%
- P/E ratio of 69.8
Compared to other companies in the SERVICES-PREPACKAGED SOFTWARE sector, NCNO posted revenue growth of +10.0% and trades at a P/E of 69.8.
nCino, Inc. Common Stock (NCNO)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsWatch List
Some caution signals are active and should be weighed alongside the valuation work.
Interest coverage at 2.7x — limited headroom for earnings decline
Current ratio at 0.85x — current liabilities exceed current assets
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
Sector
SERVICES-PREPACKAGED SOFTWARE
Employees
1,684
Headquarters
WILMINGTON, NC
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.