Affirm Holdings, Inc. Class A Common Stock (AFRM) — 分析摘要
Affirm Holdings, Inc. Class A Common Stock（AFRM）的市值为27.44十亿美元，最近一年的营收同比增长了+34.9%。净利润率为4.7%。当前市盈率为71.7倍。
核心要点
- 营收同比变化+34.9%
- 净利润率4.7%
- 市盈率71.7倍
与PERSONAL CREDIT INSTITUTIONS板块的其他公司相比，AFRM的营收增长为+34.9%，市盈率为71.7倍。
Affirm Holdings, Inc. Class A Common Stock (AFRM)
更新 — ET · 来源 POLYGON
红旗与风险提示高风险信号
存在多项实质性红旗，在依赖任何估值输出前应先重点核查这些风险。
Debt/EBITDA 为 14.6x — 高杠杆，存在再融资风险
利息保障倍数为 0.7x — 盈利不足以覆盖利息支出
营业利润率 (24.0%) 超过毛利率 (0.0%) — 请检查其他营业收入或数据分类问题
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
行业
PERSONAL CREDIT INSTITUTIONS
员工人数
2,206
总部
SAN FRANCISCO, CA
Exchange
XNAS
基于 4 年财务数据的系统性竞争优势评估
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