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VALUATION

TRST WACC: 14.28% for Trustco Bank Corp NY

Current inputs imply a 8.35% cost of equity and a 82.03% pre-tax cost of debt. Use this discount rate as a starting point for DCF validation.

[01]Current Market Data
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[02]
WACC Calculation Process
1
Market Data Loaded
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Company Data Fetched
3
Beta Calculated (5Y)
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Inputs Auto-Populated
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WACC Calculated
[03]
Step 2: Enter Ticker Symbol
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Step 4: Review Auto-Populated WACC Inputs

Values are automatically populated from real data. You can adjust them manually if needed.

4.30%
1.000
4.23%
5.00%
21.00%
70.00%
Debt: 30.00%Equity: 70.00%

Please enter a valid company ticker to calculate WACC

Trustco Bank Corp NY Common Stock (TRST) WACC Results
Weighted Average Cost of Capital
14.28%
Cost of Equity
8.35%
Risk-Free Rate5.22%
Beta0.61
Market Risk Premium4.23%
Cost of Debt
64.81%
Pre-Tax Cost of Debt82.03%
Tax Rate21.00%
Tax Shield17.23%
Capital Structure
Equity: 89.50%($923.93M)
Debt: 10.50%($108.38M)
Equity Component
7.47%
89.50% × 8.35%
Debt Component
6.80%
10.50% × 64.81%

Trustco Bank Corp NY (TRST) WACC in context

Trustco Bank Corp NY (TRST) currently screens with an estimated WACC of 14.28%. That blends a 8.35% cost of equity, a 82.03% pre-tax cost of debt, and a 89.50% equity weight into the discount rate you would typically use in a DCF model.

screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

What TRST WACC implies

A 14.28% discount rate screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

How this page calculates TRST

This page combines CAPM-based cost of equity with SEC-derived debt and capital structure inputs. The current beta is 0.61 and equity accounts for 89.50% of capital.

What to do next

Validate business quality on the company page, then carry the same discount-rate assumptions into the DCF page to test fair value sensitivity.

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.

TRST WACC — Trustco Bank Corp NY Free WACC Calculator — Weighted Average Cost of Capital | DeepViews