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VALUATION

SOFI WACC: 15.25% for SoFi Technologies, Inc. Common Stock

Current inputs imply a 12.66% cost of equity and a 38.54% pre-tax cost of debt. Use this discount rate as a starting point for DCF validation.

[01]Current Market Data
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[02]
WACC Calculation Process
1
Market Data Loaded
2
Company Data Fetched
3
Beta Calculated (5Y)
4
Inputs Auto-Populated
5
WACC Calculated
[03]
Step 2: Enter Ticker Symbol
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Step 4: Review Auto-Populated WACC Inputs

Values are automatically populated from real data. You can adjust them manually if needed.

4.30%
1.000
4.23%
5.00%
21.00%
70.00%
Debt: 30.00%Equity: 70.00%

Please enter a valid company ticker to calculate WACC

SoFi Technologies, Inc. Common Stock Common Stock (SOFI) WACC Results
Weighted Average Cost of Capital
15.25%
Cost of Equity
12.66%
Risk-Free Rate5.19%
Beta2.15
Market Risk Premium4.23%
Cost of Debt
30.45%
Pre-Tax Cost of Debt38.54%
Tax Rate21.00%
Tax Shield8.09%
Capital Structure
Equity: 85.47%($19.49B)
Debt: 14.53%($3312.94M)
Equity Component
10.82%
85.47% × 12.66%
Debt Component
4.42%
14.53% × 30.45%

SoFi Technologies, Inc. Common Stock (SOFI) WACC in context

SoFi Technologies, Inc. Common Stock (SOFI) currently screens with an estimated WACC of 15.25%. That blends a 12.66% cost of equity, a 38.54% pre-tax cost of debt, and a 85.47% equity weight into the discount rate you would typically use in a DCF model.

screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

What SOFI WACC implies

A 15.25% discount rate screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

How this page calculates SOFI

This page combines CAPM-based cost of equity with SEC-derived debt and capital structure inputs. The current beta is 2.15 and equity accounts for 85.47% of capital.

What to do next

Validate business quality on the company page, then carry the same discount-rate assumptions into the DCF page to test fair value sensitivity.

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.