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VALUATION

SMBK WACC: 19.71% for SmartFinancial, Inc.

Current inputs imply a 8.60% cost of equity and a 20064.84% pre-tax cost of debt. Use this discount rate as a starting point for DCF validation.

[01]Current Market Data
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[02]
WACC Calculation Process
1
Market Data Loaded
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Company Data Fetched
3
Beta Calculated (5Y)
4
Inputs Auto-Populated
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WACC Calculated
[03]
Step 2: Enter Ticker Symbol
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Step 4: Review Auto-Populated WACC Inputs

Values are automatically populated from real data. You can adjust them manually if needed.

4.30%
1.000
4.23%
5.00%
21.00%
70.00%
Debt: 30.00%Equity: 70.00%

Please enter a valid company ticker to calculate WACC

SmartFinancial, Inc. Common Stock (SMBK) WACC Results
Weighted Average Cost of Capital
19.71%
Cost of Equity
8.60%
Risk-Free Rate5.22%
Beta0.70
Market Risk Premium4.23%
Cost of Debt
15851.23%
Pre-Tax Cost of Debt20064.84%
Tax Rate21.00%
Tax Shield4213.62%
Capital Structure
Equity: 99.93%($859.20M)
Debt: 0.07%($0.60M)
Equity Component
8.60%
99.93% × 8.60%
Debt Component
11.12%
0.07% × 15851.23%

SmartFinancial, Inc. (SMBK) WACC in context

SmartFinancial, Inc. (SMBK) currently screens with an estimated WACC of 19.71%. That blends a 8.60% cost of equity, a 20064.84% pre-tax cost of debt, and a 99.93% equity weight into the discount rate you would typically use in a DCF model.

screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

What SMBK WACC implies

A 19.71% discount rate screens as a relatively high discount rate, which makes valuation more sensitive to execution and capital structure risk.

How this page calculates SMBK

This page combines CAPM-based cost of equity with SEC-derived debt and capital structure inputs. The current beta is 0.70 and equity accounts for 99.93% of capital.

What to do next

Validate business quality on the company page, then carry the same discount-rate assumptions into the DCF page to test fair value sensitivity.

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.