Yiren Digital Ltd. (YRD) — Analysis Summary
Yiren Digital Ltd. (YRD) has a market cap of $94.49M with year-over-year revenue growth of -1.2%. Net margin stands at 1.0%. The stock trades at a P/E ratio of 12.4.
Key Takeaways
- Revenue changed -1.2% year-over-year
- Net margin of 1.0%
- P/E ratio of 12.4
Compared with its sector, YRD posted revenue growth of -1.2% and trades at a P/E of 12.4.
Yiren Digital Ltd. (YRD)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at -152.3x — earnings do not cover interest payments
Operating margin at -103.9% — severe operating losses
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
Employees
981
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.44
Dividend Yield
41.90%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.