X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF) — Analysis Summary
X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF) has a market cap of $207.99M with year-over-year revenue growth of +30.5%. Net margin stands at 19.2%. The stock trades at a P/E ratio of 1.0.
Key Takeaways
- Revenue changed +30.5% year-over-year
- Net margin of 19.2%
- P/E ratio of 1.0
Compared with its sector, XYF posted revenue growth of +30.5% and trades at a P/E of 1.0.
X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsNo Major Flags
No major credit, margin, or trend red flags were triggered from the latest filings.
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
Employees
643
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.56
Dividend Yield
10.11%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.