XChange TEC.INC American Depositary Shares (XHG) — Analysis Summary
XChange TEC.INC American Depositary Shares (XHG) has a market cap of $195.88M with year-over-year revenue growth of +26.2%. Net margin stands at -204.9%. The stock trades at a P/E ratio of -1.9.
Key Takeaways
- Revenue changed +26.2% year-over-year
- Net margin of -204.9%
- P/E ratio of -1.9
Compared with its sector, XHG posted revenue growth of +26.2% and trades at a P/E of -1.9.
XChange TEC.INC American Depositary Shares (XHG)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at -26.2x — earnings do not cover interest payments
Current ratio at 0.04x — severe short-term liquidity risk
Operating margin at -197.2% — severe operating losses
Net margin at -204.9% — losses exceed revenue (possible one-time charges)
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
Employees
30
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.