World Acceptance Corp (WRLD) — Analysis Summary
World Acceptance Corp (WRLD) has a market cap of $886.24M with year-over-year revenue growth of +3.6%. Net margin stands at 5.9%. The stock trades at a P/E ratio of 22.5.
Key Takeaways
- Revenue changed +3.6% year-over-year
- Net margin of 5.9%
- P/E ratio of 22.5
Compared to other companies in the PERSONAL CREDIT INSTITUTIONS sector, WRLD posted revenue growth of +3.6% and trades at a P/E of 22.5.
World Acceptance Corp (WRLD)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Debt/EBITDA at 5.3x — elevated leverage
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
Sector
PERSONAL CREDIT INSTITUTIONS
Employees
2,907
Headquarters
GREENVILLE, SC
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.