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[XNYS]

Velocity Financial, Inc. (VEL)

$14.56

PREVIOUS CLOSE 2026-10-12 Β· MARKET DATA POLYGON Β· FINANCIALS SEC EDGAR

Market Cap
$574.85M
Enterprise Value
$811.91M
P/E Ratio
5.3
Div Yield
0.00%
EV/EBITDA
1.4
Company Profile
About
About Velocity Financial, Inc.

Velocity Financial Inc is a United States-based real estate finance company. Company operates in a large fragmented market with substantial demand for financing and limited supply of institutional financing alternative The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.

Sector

FINANCE SERVICES

Employees

371

Headquarters

WESTLAKE VILLAGE, CA

Exchange

XNYS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
37
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$725.16M
Total Debt$313.18M
Debt-to-Equity0.43
Cash & Equivalents$76.11M

Cash Flow

Operating Cash Flow$22.79M
Free Cash Flow$22.53M
FCF MarginN/A
P/FCF Ratio25.52
Source: Polygon.io Β· SEC EDGAR
Dividends
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.

Velocity Financial, Inc. (VEL) β€” Fair Value, DCF, Moat Analysis β€” P/E 5.3x, $575M | DeepViews