Usio, Inc. Common Stock (USIO) — Analysis Summary
Usio, Inc. Common Stock (USIO) has a market cap of $78.08M with year-over-year revenue growth of +3.0%. Net margin stands at -2.9%. The stock trades at a P/E ratio of -51.8.
Key Takeaways
- Revenue changed +3.0% year-over-year
- Net margin of -2.9%
- P/E ratio of -51.8
Compared to other companies in the FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC sector, USIO posted revenue growth of +3.0% and trades at a P/E of -51.8.
Usio, Inc. Common Stock (USIO)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at -15.1x — earnings do not cover interest payments
Free cash flow turned negative after being positive in the prior period.
Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem. It provides payment acceptance through multiple payment methods, including payment facilitation, prepaid card, and electronic billing products and services to businesses, merchants, and consumers. The company's reportable operating segments are Output Solutions and Merchant Services, and these segments.
Sector
FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC
Employees
110
Headquarters
SAN ANTONIO, TX
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.