Unity Bancorp (UNTY) — Analysis Summary
Unity Bancorp (UNTY) has a market cap of $556.06M with year-over-year revenue growth of +18.7%. Net margin stands at 49.5%. The stock trades at a P/E ratio of 9.5.
Key Takeaways
- Revenue changed +18.7% year-over-year
- Net margin of 49.5%
- P/E ratio of 9.5
Compared to other companies in the STATE COMMERCIAL BANKS sector, UNTY posted revenue growth of +18.7% and trades at a P/E of 9.5.
Unity Bancorp (UNTY)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
Sector
STATE COMMERCIAL BANKS
Employees
245
Headquarters
CLINTON, NJ
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.68
Dividend Yield
1.23%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.