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Union Bankshares, Inc (UNB) — Analysis Summary

Union Bankshares, Inc (UNB) has a market cap of $113.75M with year-over-year revenue growth of +12.1%. Net margin stands at 25.8%. The stock trades at a P/E ratio of 9.4.

Key Takeaways

  • Revenue changed +12.1% year-over-year
  • Net margin of 25.8%
  • P/E ratio of 9.4

Compared to other companies in the STATE COMMERCIAL BANKS sector, UNB posted revenue growth of +12.1% and trades at a P/E of 9.4.

[XNAS]

Union Bankshares, Inc (UNB)

$23.00

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$113.75M
Enterprise Value
$107.23M
P/E Ratio
9.4
Div Yield
6.26%
EV/EBITDA
2.2
Company Profile
About
About Union Bankshares, Inc

Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.

Sector

STATE COMMERCIAL BANKS

Employees

195

Headquarters

MORRISVILLE, VT

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
42
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$90.41M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$6.52M

Cash Flow

Operating Cash Flow$22.42M
Free Cash Flow$20.88M
FCF Margin46.17%
P/FCF Ratio5.45
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.44

Dividend Yield

6.26%

Quarterly
Last Ex-Date: 2026-07-27

Dividend History

2026-07-27
CD$0.3600
2026-04-27
CD$0.3600
2026-01-30
CD$0.3600
2025-10-24
CD$0.3600
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.