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1st Source Corp (SRCE) — Analysis Summary

1st Source Corp (SRCE) has a market cap of $2.08B with year-over-year revenue growth of +15.7%. Net margin stands at 45.5%. The stock trades at a P/E ratio of 12.2.

Key Takeaways

  • Revenue changed +15.7% year-over-year
  • Net margin of 45.5%
  • P/E ratio of 12.2

Compared to other companies in the STATE COMMERCIAL BANKS sector, SRCE posted revenue growth of +15.7% and trades at a P/E of 12.2.

[XNAS]

1st Source Corp (SRCE)

$86.41

UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$2080.91M
Enterprise Value
$2280.40M
P/E Ratio
12.2
Div Yield
2.08%
EV/EBITDA
N/A
Company Profile
About
About 1st Source Corp

1st Source Corp provides specialized financing services for construction equipment, aircraft, and vehicle types through its Specialty Finance activities. The company offers commercial, small business, agricultural, and real estate loans, along with commercial leasing, treasury management, and payment services, including Fedwires, ACH, and merchant services. It also provides Renewable Energy Financing for commercial solar projects, a full range of consumer banking products, Trust and Wealth Advisory Services, and insurance products. The company operates in the commercial banking segment, which provides commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients across its markets.

Sector

STATE COMMERCIAL BANKS

Employees

1,190

Headquarters

SOUTH BEND, IN

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
46
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$1353.18M
Total Debt$199.49M
Debt-to-Equity0.15
Cash & EquivalentsN/A

Cash Flow

Operating Cash Flow$216.37M
Free Cash Flow$208.13M
FCF Margin56.97%
P/FCF Ratio10.00
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.80

Dividend Yield

2.08%

Quarterly
Last Ex-Date: 2026-08-04

Dividend History

2026-08-04
CD$0.4500
2026-05-05
CD$0.4300
2026-02-03
CD$0.4000
2025-11-04
CD$0.4000
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.