Southern Missouri Bancorp (SMBC) — Analysis Summary
Southern Missouri Bancorp (SMBC) has a market cap of $818.35M with year-over-year revenue growth of +10.8%. Net margin stands at 37.9%. The stock trades at a P/E ratio of 12.2.
Key Takeaways
- Revenue changed +10.8% year-over-year
- Net margin of 37.9%
- P/E ratio of 12.2
Compared to other companies in the SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED sector, SMBC posted revenue growth of +10.8% and trades at a P/E of 12.2.
Southern Missouri Bancorp (SMBC)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Southern Missouri Bancorp Inc is a USA-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
Sector
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Employees
739
Headquarters
POPLAR BLUFF, MO
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$1.08
Dividend Yield
1.46%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.