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Republic Bancorp Inc/KY (RBCAA) — Analysis Summary

Republic Bancorp Inc/KY (RBCAA) has a market cap of $1.81B with year-over-year revenue growth of +8.5%. Net margin stands at 31.5%. The stock trades at a P/E ratio of 14.1.

Key Takeaways

  • Revenue changed +8.5% year-over-year
  • Net margin of 31.5%
  • P/E ratio of 14.1

Compared to other companies in the STATE COMMERCIAL BANKS sector, RBCAA posted revenue growth of +8.5% and trades at a P/E of 14.1.

[XNAS]

Republic Bancorp Inc/KY (RBCAA)

$92.13

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$1808.89M
Enterprise Value
$1454.80M
P/E Ratio
14.1
Div Yield
2.15%
EV/EBITDA
5.5
Company Profile
About
About Republic Bancorp Inc/KY

Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, which generates the majority of revenue, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions segment, and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage and commercial lending, construction and land development lending, internet lending, correspondent and indirect lending, and also private banking, treasury management services, internet, and mobile banking, bank acquisitions, short-term revolving credit facilities, fixed-term residential real estate loans, and receipt and payment of federal.

Sector

STATE COMMERCIAL BANKS

Employees

983

Headquarters

LOUISVILLE, KY

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
42
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$1156.80M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$354.09M

Cash Flow

Operating Cash Flow$140.66M
Free Cash Flow$132.35M
FCF Margin32.32%
P/FCF Ratio13.67
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.98

Dividend Yield

2.15%

Quarterly
Last Ex-Date: 2026-09-18

Dividend History

2026-09-18
CD$0.4950
2026-06-18
CD$0.4950
2026-03-20
CD$0.4950
2025-12-19
CD$0.4510
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.