PRA Group, Inc. (PRAA) — Analysis Summary
PRA Group, Inc. (PRAA) has a market cap of $697.60M with year-over-year revenue growth of +7.8%. Net margin stands at -25.4%. The stock trades at a P/E ratio of -2.5.
Key Takeaways
- Revenue changed +7.8% year-over-year
- Net margin of -25.4%
- P/E ratio of -2.5
Compared to other companies in the SHORT-TERM BUSINESS CREDIT INSTITUTIONS sector, PRAA posted revenue growth of +7.8% and trades at a P/E of -2.5.
PRA Group, Inc. (PRAA)
UPDATED — ET · SOURCE POLYGON
Red Flags & WarningsWatch List
Some caution signals are active and should be weighed alongside the valuation work.
Net margin at -22.5% — significant losses
The latest filing shows negative free cash flow.
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
Sector
SHORT-TERM BUSINESS CREDIT INSTITUTIONS
Employees
2,615
Headquarters
NORFOLK, VA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
N/A
Dividend Yield
N/A
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.