PNC Financial Services Group (PNC) — Analysis Summary
PNC Financial Services Group (PNC) has a market cap of $97.00B with year-over-year revenue growth of +7.2%. Net margin stands at 30.3%. The stock trades at a P/E ratio of 12.7.
Key Takeaways
- Revenue changed +7.2% year-over-year
- Net margin of 30.3%
- P/E ratio of 12.7
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, PNC posted revenue growth of +7.2% and trades at a P/E of 12.7.
PNC Financial Services Group (PNC)
UPDATED — ET · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Debt/EBITDA at 6.6x — highly leveraged, potential refinancing risk
Interest coverage at 0.0x — earnings do not cover interest payments
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
Sector
NATIONAL COMMERCIAL BANKS
Employees
55,333
Headquarters
PITTSBURGH, PA
Exchange
XNYS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$8.00
Dividend Yield
3.29%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.