Patriot National Bancorp Inc (PNBK) — Analysis Summary
Patriot National Bancorp Inc (PNBK) has a market cap of $113.27M with year-over-year revenue growth of -4.8%. Net margin stands at -66.5%. The stock trades at a P/E ratio of -17.3.
Key Takeaways
- Revenue changed -4.8% year-over-year
- Net margin of -66.5%
- P/E ratio of -17.3
Compared to other companies in the NATIONAL COMMERCIAL BANKS sector, PNBK posted revenue growth of -4.8% and trades at a P/E of -17.3.
Patriot National Bancorp Inc (PNBK)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Net margin at -24.2% — significant losses
The latest filing shows negative free cash flow.
Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.
Sector
NATIONAL COMMERCIAL BANKS
Employees
107
Headquarters
STAMFORD, CT
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.04
Dividend Yield
4.45%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.