Old Second Bancorp Inc (OSBC) — Analysis Summary
Old Second Bancorp Inc (OSBC) has a market cap of $1.26B with year-over-year revenue growth of +21.2%. Net margin stands at 27.4%. The stock trades at a P/E ratio of 13.7.
Key Takeaways
- Revenue changed +21.2% year-over-year
- Net margin of 27.4%
- P/E ratio of 13.7
Compared to other companies in the STATE COMMERCIAL BANKS sector, OSBC posted revenue growth of +21.2% and trades at a P/E of 13.7.
Old Second Bancorp Inc (OSBC)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
Sector
STATE COMMERCIAL BANKS
Employees
1,062
Headquarters
AURORA, IL
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Annual Dividend/Share
$0.28
Dividend Yield
1.13%
Dividend History
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.