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Orrstown Financial Services Inc (ORRF) — Analysis Summary

Orrstown Financial Services Inc (ORRF) has a market cap of $812.75M with year-over-year revenue growth of +28.7%. Net margin stands at 40.5%. The stock trades at a P/E ratio of 9.4.

Key Takeaways

  • Revenue changed +28.7% year-over-year
  • Net margin of 40.5%
  • P/E ratio of 9.4

Compared to other companies in the STATE COMMERCIAL BANKS sector, ORRF posted revenue growth of +28.7% and trades at a P/E of 9.4.

[XNAS]

Orrstown Financial Services Inc (ORRF)

$41.32

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$812.75M
Enterprise Value
$754.43M
P/E Ratio
9.4
Div Yield
2.90%
EV/EBITDA
3.4
Company Profile
About
About Orrstown Financial Services Inc

Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.

Sector

STATE COMMERCIAL BANKS

Employees

652

Headquarters

HARRISBURG, PA

Exchange

XNAS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
46
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$621.65M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$58.32M

Cash Flow

Operating Cash Flow$87.79M
Free Cash Flow$85.69M
FCF Margin42.98%
P/FCF Ratio9.48
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.20

Dividend Yield

2.90%

Quarterly
Last Ex-Date: 2026-08-04

Dividend History

2026-08-04
CD$0.3000
2026-05-05
CD$0.3000
2026-02-10
CD$0.3000
2025-11-05
CD$0.2700
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.