Oportun Financial Corporation Common Stock (OPRT) — Analysis Summary
Oportun Financial Corporation Common Stock (OPRT) has a market cap of $421.24M with year-over-year revenue growth of -14.1%. Net margin stands at 129.7%. The stock trades at a P/E ratio of 21.6.
Key Takeaways
- Revenue changed -14.1% year-over-year
- Net margin of 129.7%
- P/E ratio of 21.6
Compared to other companies in the FINANCE SERVICES sector, OPRT posted revenue growth of -14.1% and trades at a P/E of 21.6.
Oportun Financial Corporation Common Stock (OPRT)
PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR
Red Flags & WarningsHigh Risk Signals
Multiple material red flags are active and deserve closer underwriting before relying on any valuation output.
Interest coverage at 0.0x — earnings do not cover interest payments
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Sector
FINANCE SERVICES
Employees
1,528
Headquarters
SAN MATEO, CA
Exchange
XNAS
Systematic competitive advantage assessment based on 4yr data
This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.
First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.
Capital Structure
Cash Flow
Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.