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[XNYS]

OppFi Inc. (OPFI)

$5.82

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$495.91M
Enterprise Value
$431.56M
P/E Ratio
4.9
Div Yield
4.30%
EV/EBITDA
3.0
Company Profile
About
About OppFi Inc.

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.

Sector

FINANCE SERVICES

Employees

410

Headquarters

CHICAGO, IL

Exchange

XNYS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
46
Narrow Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$414.25M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$64.35M

Cash Flow

Operating Cash Flow$404.76M
Free Cash Flow$384.90M
FCF MarginN/A
P/FCF Ratio1.29
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$0.25

Dividend Yield

4.30%

Annual
Last Ex-Date: 2025-04-08

Dividend History

2025-04-08
CD$0.2500
2024-04-18
CD$0.1200
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.