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OFG BANCORP (OFG) — Analysis Summary

OFG BANCORP (OFG) has a market cap of $2.15B with year-over-year revenue growth of +3.4%. Net margin stands at 33.7%. The stock trades at a P/E ratio of 9.7.

Key Takeaways

  • Revenue changed +3.4% year-over-year
  • Net margin of 33.7%
  • P/E ratio of 9.7

Compared to other companies in the STATE COMMERCIAL BANKS sector, OFG posted revenue growth of +3.4% and trades at a P/E of 9.7.

[XNYS]

OFG BANCORP (OFG)

$50.84

PREVIOUS CLOSE 2026-10-12 · MARKET DATA POLYGON · FINANCIALS SEC EDGAR

Market Cap
$2148.78M
Enterprise Value
$1408.33M
P/E Ratio
9.7
Div Yield
2.75%
EV/EBITDA
3.2
Company Profile
About
About OFG BANCORP

OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.

Sector

STATE COMMERCIAL BANKS

Employees

2,179

Headquarters

SAN JUAN, PR

Exchange

XNYS

Website
Source: Polygon.io
Score
Competitive Moat
Competitive Moat
33
No Moat

Systematic competitive advantage assessment based on 4yr data

This assessment is based on quantitative analysis of historical financial data and does not constitute investment advice. Moat ratings may change with industry and competitive dynamics.

Market Signals
Valuation
Earnings
Insider Activity
Insider Filing Activity

First version surfaces recent SEC Forms 3, 4, and 5 activity. It does not yet parse individual buy/sell transactions.

Loading SEC insider filing activity...
Superinvestors
Financial Health
Financial Health

Capital Structure

Total Equity$1407.27M
Total Debt$0.00M
Debt-to-Equity0.00
Cash & Equivalents$740.45M

Cash Flow

Operating Cash Flow$225.03M
Free Cash Flow$202.66M
FCF Margin32.76%
P/FCF Ratio10.60
Source: Polygon.io · SEC EDGAR
Dividends
Dividends

Annual Dividend/Share

$1.40

Dividend Yield

2.75%

Quarterly
Last Ex-Date: 2026-09-30

Dividend History

2026-09-30
CD$0.3500
2026-06-30
CD$0.3500
2026-03-31
CD$0.3500
2025-12-31
CD$0.3000
Source: Polygon.io
Recent News
Recent News

Disclaimer: This is not financial advice. Data sourced from SEC EDGAR and Polygon.io. Past performance does not guarantee future results. Always conduct your own research before making investment decisions.